Keeping track of your money doesn’t mean living in a spreadsheet. These free budgeting apps in 2025 make it super easy to stay in control — whether you’re saving, paying off debt, or just trying to stop overspending.
🏆 Top Free Budgeting Apps (2025)
1.
Rocket Money (formerly Truebill)
Tracks subscriptions
Alerts you about spending spikes
Helps cancel unused services
2.
Goodbudget
Envelope-style budgeting for visual learners
Manual entry = more awareness
Great for couples or roommates
3.
Mint (Still Going Strong)
Bank syncing, budget categories, goal tracking
Free credit score tracking
Great all-in-one dashboard
4.
EveryDollar (Dave Ramsey’s App)
Zero-based budgeting method
Built for intentional spending
Ideal if you’re following Baby Steps
⚙️ Features to Look For:
🔗 Bank account syncing
🎯 Custom goals
📊 Spending reports
⏰ Spending alerts
✨ Bonus: AI Tools for 2025
Copilot Money (iOS only) – Personalized budgeting + AI insights
YNAB (Free Trial) – For serious savers who want a method, not just tracking
Free tools = no excuses. Pick one and start today.
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